The early years of a legal career are the most important window for building real financial momentum. Are we making the most of yours?
Schedule Your 30-Min Intro CallThe decision between PSLF, income-driven repayment, and private refinancing can have a six-figure impact over time. Most attorneys set it on autopilot and never revisit it.
Group disability through your firm replaces roughly 60 percent of your base salary and it is taxable. Is that enough to protect what you have built?
*Source: Guardian Life Insurance
High income creates the illusion of financial health even when the balance sheet is still negative. Without a system, lifestyle expands to fill the space.
At your marginal bracket, every dollar in a taxable account when it could be sheltered is a real compounding cost.
Equity admission at most firms requires a capital contribution of $150,000 to $500,000 or more. Most associates were never told to start building that fund.
*Source: Wealthspire Advisors
Associates who save 10 percent versus 30 percent of gross produce dramatically different outcomes within five years.
*Source: Federal Reserve Financial Accounts
PSLF requires 120 qualifying payments on the right loan types, on the right repayment plan, at a qualifying employer.
*Source: Federal Student Aid, StudentAid.gov
The home, the family, the freedom to make career decisions based on what you want. Is your money moving toward those things?
Every attorney faces a version of the same core financial challenges, but the specifics vary by practice setting. The guidance we provide is tailored to your actual situation.
High income from day one, but bonus volatility and a partnership probability most associates never calculate. The financial structure has to account for income that can disappear faster than it arrived.
Lower starting income, different benefit structures, and often a more direct path to equity. Building wealth here requires a different strategy.
PSLF is the centerpiece of the financial strategy here and it has to be executed correctly from the start.
More stable income, equity compensation at some companies, and a different kind of career risk. The financial plan here looks different from private practice.
Personal and financial goals, short and long term. Our process starts here because your money should serve what you actually want.
Every account linked to our planning software. All documents, logins, and passwords securely stored.
A clear picture of exactly where you stand across Protection, Savings, Assets and Liquidity, and Debt.
Assets, liabilities, insurance coverage, cash flow, and student loan strategy all reviewed together.
A clear destination for every dollar. A Wealth Building Account structure that automates the right decisions.
Every gap identified. Every optimization available to you right now. A prioritized list of next steps.
The planning fee starts the relationship. The ongoing advisory is entirely optional and only makes sense if we both agree it is the right fit. Gain clarity on whether this is the right fit for you during your complimentary 30-minute intro call.
Investment Management Fees
| Assets Under Management Fees 0.50% – 1.00% | |
|---|---|
| Up to $100,000 | 1.00% |
| $100,001 – $250,000 | 1.00% |
| $250,001 – $500,000 | 1.00% |
| $500,001 – $1,000,000 | 1.00% |
| $1,000,001 – $2,500,000 | 0.75% |
| $2,500,001 – $5,000,000 | 0.72% |
| $5,000,001 – $7,500,000 | 0.69% |
| $7,500,001 – $10,000,000 | 0.65% |
| $10,000,001 – $15,000,000 | 0.63% |
| $15,000,001 – $20,000,000 | 0.56% |
| $20,000,001 – $30,000,000 | 0.50% |
Risk Management
Protect what matters most with comprehensive business and personal insurance solutions tailored to your unique situation.
Life Insurance | Long-Term Disability Income Protection | Long-Term Care Insurance | Cost subject to underwriting
These are suggested documents to have on hand during our first conversation. Having them available allows us to go deeper and makes our time together more productive. They are by no means mandatory — just suggestions for a more granular conversation.
The intro call is 30 minutes. We will talk through your situation, answer every question, and walk you through exactly what working together looks like. Gain clarity on whether this is the right fit for you.